Spectral Finance

Spectral Finance

Spectral Finance is on-chain credit scoring system and novel collateral subsidization model, to solving undercollateralized loans in DeFi without doxing a user’s identity while incorporating practical recourse measures. Spectral Finance benefits from the first-mover advantage. They are aiming to tackle on-chain credit assessments and undercollateralized lending primarily on-chain and without doxing their users.

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